Cost of Living in Virginia Beach

Are you considering a move to Virginia Beach? Understanding the cost of living here is crucial for planning your budget. Let’s dive into the key aspects that will affect your finances in this beautiful coastal city.

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Housing Costs

Housing is a significant part of the cost of living in Virginia Beach. On average, housing prices here are about 8.8% higher than the national average. Whether you're looking to rent or buy, you'll find a variety of options from oceanfront condos to suburban single-family homes.

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Utilities and Essentials

Utilities in Virginia Beach are fairly standard compared to the national average. Expect to pay around $150-$200 per month for electricity, heating, cooling, water, and garbage services. Internet costs typically range from $50 to $100 per month, depending on your provider and plan.


Virginia Beach has a car-dependent culture, so transportation costs are an important consideration. Gas prices can fluctuate but generally hover around the national average. Public transportation is available but limited; most residents find that having a car is essential. Additionally, there are tolls on several bridges and tunnels, so consider getting an E-ZPass to save on these costs.

Food and Groceries

Grocery prices in Virginia Beach are slightly higher than the national average. For a family of four, you might spend around $700-$900 per month on groceries, depending on your eating habits and shopping choices. Dining out is also popular, with a wide range of restaurants offering everything from fast food to fine dining.


Healthcare costs in Virginia Beach are comparable to the national average. With numerous hospitals, clinics, and specialized medical facilities, you’ll have access to quality healthcare. Health insurance premiums will vary based on your plan and provider, but it’s wise to budget for out-of-pocket expenses like co-pays and prescriptions.

Childcare and Education

If you have children, childcare and education costs are significant. Daycare can range from $700 to $1,200 per month, depending on the age of your child and the type of care you choose. Public schools are generally well-regarded, but private schools and extracurricular activities can add to your expenses.

Entertainment and Lifestyle

Virginia Beach offers a rich variety of entertainment and recreational activities. From the oceanfront and boardwalk to parks and museums, there’s always something to do. Budget for activities like gym memberships, movie tickets, and local events. Living in a city with a beach culture, you’ll likely spend more on outdoor gear and water-related activities.


Virginia has a state income tax rate ranging from 2% to 5.75%, depending on your income bracket. Sales tax in Virginia Beach is 6%, which includes a 1% local tax. Property taxes are relatively low, with the average rate being around 0.8% of your home’s assessed value.

Final Thoughts

Living in Virginia Beach comes with its costs, but the quality of life, beautiful surroundings, and vibrant community make it worthwhile. If you have any questions about moving to the area or need assistance finding the right home, feel free to reach out to me. I'm here to help you make your transition to Virginia Beach as smooth as possible.

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